Frequently Asked Questions

Question number 1: What makes The Attorney's Guide To Credit Repair different from other credit repair books on the Internet, or sold in bookstores .

Answer:  The secret lies in my expertise in credit law. Because of my legal background I know how to take full advantage of the Fair Credit Reporting Act. The F.C.R.A is the primary law that protects you from the unfair practices of the credit industry.

No less important is the fact that I have proven that the strategies in my book work in real-life situations. Over the years, my company and I have repaired credit reports for thousands of people.

What this means for you is simple... My guide will give you an unfair advantage over the credit bureaus... and you'll be able to clean up your credit as fast as humanly possible. Plus, you'll have the full weight of the law backing you up every step of the way.

By contrast, most of the credit repair books you see on the web... and even in bookstores have never been put to the test the way mine has.

 

Question Number 2: Why are you selling your information so inexpensively? I know credit repair companies charge hundreds and even thousands of dollars for this service.

Answer: Because I think the credit bureaus and the credit industry in general are very unforgiving.

For example, let's say you lose a job you were counting on, or your spouse walks out on you. For most folks this means immediate financial problems.

But are the credit bureaus concerned about your circumstances? Not at all. In fact, they seem almost enthusiastic about ruining your credit.

And not only that, bad credit stays on your credit report for 7 long years... 10 years if you file bankruptcy. Even people who commit violent crimes are often released on probation... without doing any time at all!

Right now, there are literally hundreds of thousands of people who need good credit, but cannot afford to hire a company like mine. Therefore, I want to make the information available and affordable to anyone who needs good credit... and at $39.97 everyone can afford it.

 

Question number 3: Credit repair sounds complicated and I've heard that you need a credit repair agency or an attorney to help you. Is this true?

Answer: Nothing could be further from the truth. Credit repair is easy when you know how... and with my guide it's just like having an attorney there with you... showing you what to do you every step of the way.

In fact, The Attorney's Guide To Credit Repair makes the process so simple that a 5th grade student could do it.

 

Question number 4: What's included in The Attorney's Guide To Credit Repair?

Answer: First of all, you'll receive my closely-guarded collection of  credit repair letters. These unique letters can eliminate any credit problems you're dealing with.

You simply fill-in-the blanks with your account information and mail them to the credit bureaus. The letters will do ALL of the work for you. There's no complicated legal terminology to learn and step-by-step instructions are included.

The guide also provides you with an exclusive source where you can get FREE copies of all 3 of your credit reports (Trans Union, Equifax, and Experian)... a savings of over $30.00.

Last but not least I've included a comprehensive section on debt negotiation. You can use this information to payoff your debts for just pennies on the dollar... which  by the way automatically adds tons of points to your FICO score.

 

Question number 5: What type of negative information can The Attorney's Guide To Credit Repair help me remove?

Answer: The guide has been tried, tested, and proven effective at removing all types of negative information. Student loans, bankruptcies, tax liens, late‑pays, inquiries, charge‑offs, judgments, all can be removed using the guide. 

 

Question number 6: Can your guide help me remove negative information on my credit report, even if it's correct? 

Answer: Yes it can! The secret is found in the unique credit repair letters I've included in the guide. I designed these letters to take advantage of a special "loophole" in the credit reporting system.

Just use my letters and follow the directions in the guide, and you can legally remove any information on your credit report... even if it's accurate.

 

Question Number 7: Using The Attorney's Guide To Credit Repair, how long will it take to repair my credit report?

Answer: I've created the guide with one thing in mind... to help you repair your credit report as fast as possible. With that said, you can expect to see a dramatic improvement in your credit report in about 35 days

People using the guide have reported removing six or more negative accounts in their first round of disputes... and adding 135 points or more to their credit score on average.

 

Question Number 8: I've tried other credit repair books and the results weren't very good. What makes The Attorney's Guide To Credit Repair different from all the rest of the credit repair books out there?

Answer: Excellent question. I think the title of my book says it all. Once again, I created The Attorney's Guide To Credit Repair from a legal standpoint that the credit bureaus simply can't argue with.

Everything in the book works in strict compliance with the guidelines found in the Fair Credit Reporting Act. The logic behind my credit repair letters is fail-proof and they were created to give you the utmost professional results.

Unfortunately, most of the information you will find on the web and even in most book stores is grossly outdated, or written by someone whose never had a credit repair client in the real world.

 

Question Number 9: Do I need perfect credit to buy a home or a new car?

Answer: No... not at all. For example, if you want to buy a home your first goal should be raise your FICO score into the high 600's, say 680 or above. Once you break the 680 barrier your credit will be sufficient for you to purchase a home.

Just keep in mind that the more you use the guide to increase your credit score, the less interest you will pay. This is especially true once your credit score is in the 700's.

 

Question Number 10:  Can The Attorney's Guide To Credit Repair help me with credit card debt & medical bills? I'm in debt thousands of dollars. Should I file bankruptcy?

Answer:  Filing bankruptcy is the last thing you should do... and YES, The Attorney's Guide To Credit Repair can help you reduce your debts.

I've included information the guide exclusively about debt negotiation.  Avoid a bankruptcy if at all possible and work out the problem. My guide can definitely help you if you want to help yourself.

 

Question Number 11: Can I start my own credit repair business using The Attorney's Guide To Credit Repair?

Answer: You sure can, and you can earn thousands of dollars per month in your own credit repair business too.

As a bonus I've included a course that will show you how to market your business. It comes complete with the forms and contracts you will need to conduct your new business.

This is just a little note to inform you that my credit has been cleared. The information in your guide really helped me deal with the credit reporting agencies. Thanks a bunch.  
 
Hermelinda G., California  
 
I have credit cards now!
 
I have a gas credit card and another major credit card. I have been able to purchase new clothes and gifts with them. This time around, I'm more careful and payoff my purchases in full each month.  
 
Karen R., Pennsylvania  
 
Got the car I wanted!
 
I highly recommend The Complete Guide To Credit Repair to anyone. My life has changed dramatically for the better. I got an auto loan for a brand new Ford Mustang and several credit cards. I'm sure I can get whatever I want.
Thanks
 
Willy G., Kentucky
 
 
Credit report 95% repaired!

"I've been at this for 3 months and my mortgage broker said I can now qualify for a home loan. I'm going to keep at it a while longer, because the better your credit is the lower your interest rate will be!" Once again, thanks!
 
 
Garrett S., North Carolina  
 
Because of credit problems, I paid a fortune in rent over the years, but now I own my own condo. Your CD did everything you said it would. I'm no longer renting an apartment.

R. Lambert, Ohio

 

 
"Fantastic, absolutely amazing!  Allen, using your credit repair CD I have removed 90% of the derogatory accounts from my credit reports (Trans Union, Equifax and Experian) The results speak for themselves ... my home loan closed Friday and we're moving in to our new home tomorrow!  Plus I'm getting credit card offers in the mail almost every day.  Oh, and by the way, my FICO score is now 698... as you may recall it was 437 when I got your CD."

A Beckwith, Ontario, CA
 
I used your credit repair guide and removed 2 charge offs and a collection account in 45 days.
Sean M.
Los Angeles, California
 
"Your credit repair letters immediately shot my fico score straight through the roof. I increased my fico score by a very real 250 points!"

Mike Armstrong
Los Angeles, California

 
I recently saw a newsgroup posting about your credit repair guide so I logged onto your web site and ordered the cd. Thanks to your guide I was able to get an unsecured credit card in the amount of $2,500, after I followed the program. Thanks again. Please let everyone know that credit repair really works!

M. L. Adams

Georgia

 

 

 
 

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